Kentucky National Insurance
Kentucky National Insurance
P.O. Box 55126
Lexington, KY 40555-5126
Phone: (800) 432-9310

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We are making changes to our Kentucky & Tennessee Manufactured Home, Dwelling & Fire & Basic Home Programs, with all program changes beginning with new business 11/16/22 and renewal business effective 01/01/23 and after.  

A particular intent of these changes is to better tune our rate levels in relationship to historic and modeled loss cost data, this being at a combined product, risk, and territory level.

UW GUIDELINE UPDATES

We are also making several changes to the manufactured home programs to enhance the product in both states.

Superior Program

Maximum Coverage A increased to $250,000

Option to add HO 0420 endorsement, 25% additional coverage on coverage A

Option to add HO 0495 Water back up & Sump Pump Discharge or Overflow

Regular Program

Maximum Coverage A increased to $175,000

Option to add HO 0420 endorsement, 25% additional coverage on coverage A

Option to add HO 0495 Water back up & Sump Pump Discharge or Overflow

RATE IMPACT

Overall rate impacts will vary depending on the specific territory in each state.

Thank you for your partnership and trust you place in us to serve your clients insurance needs. 

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